暂无AI摘要
💳What are the commonly used payment methods in China?
Bank card, mobile payment, cash, bank account, and e-CNY.
📱How to use electronic mobile payment?
You can enjoy convenient payment services with just a mobile phone. Mobile payment services such as Weixin Pay, Alipay and UnionPay are available. For better payment experiences, no lD information is required for transactions under a certain amount.
Weixin Pay
(1) Download the WeChat app in the app store.
(2) Open the WeChat app, and register with your phone number or just sign in if you have already registered.
(3) Add bank cards as shown below.
Method 1:
Method 2:
Note
Visa, Mastercard, American Express, JCB, DinersClub, and Discover cards can all be added to Weixin Pay.
(4) Pay by scanning QR code. You can pay by scanning a merchant's QR code (method 1) or by having a merchant scan yours (method 2).
Method 1: Tap the "+" sign at the upper right corner and then the "Scan" icon, and scan the merchant's QR code.
Method 2: Tap the "+" sign at the upper right comer and then the "Money" icon, and present your QR code to the merchant.
Follow the instructions in the app to complete the payment.
☎️Weixin Pay | English Service Hotline
+86-571-95017
Please dial 95017 if you are using a Chinese number.
Alipay
(1) Download the Alipay app in the app store or from its official website.
(2) Open the app, and register with your phone number or just sign in if you have already registered.
(3) Add bank cards as shown below.
Note
Visa, Mastercard, JCB, Diners Club, and Discover cards can all be added to Alipay.
Tap "Add Now" and follow on-screen instructions to complete the process.
(4) Pay by scanning QR code. You can pay by scanning a merchant's QR code (method 1)or by having a merchant scan yours (method 2)
Method 1: Tap "Scan", and scan the merchant's QR code.
Method 2: Tap "Pay/Receive", and present your QR code to the merchant.
Follow the instructions in the app to complete the payment.
☎️Alipay | English Service Hotline
+86-571 2688 6000
Please dial 0571 2688 6000 if you are using a Chinese number.
UnionPay
(1) Download the UnionPay app in the app store or from its official website.
(2) Register with your phone number and sign in.
(3) Add bank cards as shown below.
*Currently, the app supports overseas UnionPay cards issued in places such as Hong Kong SAR and Macao SAR.
Tap "Next" and follow the on-screen instructions to complete the process.
(4) Pay by scanning QR code. You can pay by scanning a merchant's QR code (method1) or by having a merchant scan yours (method 2)
Method 1: Tap "Scan", and scan the merchant's QR code.
Method 2: Tap "Pay/Collect", and present your QR code to the merchant.
Follow the instructions in the app to complete the payment.
☎️UnionPay | English Service Hotline
95516
for users with Chinese-mainland mobile phone numbers.
+86-21-95516 / +86-21-20556900
for users with non-Chinese mainland mobile phone numbers.
Tour Card
Tour Card is a prepaid card which you can apply for and top up in the UnionPay app to make everyday purchases online or offline.
Tips
Please scan the QR code that carries the logo of the payment service provider of your choice when making payment. For example, use the Alipay app to scan the QR code with the Alipay logo.
Some international e-wallets are accepted by merchants in China
Easy payment with your e-wallet.
You can pay directly with the e-wallets listed in this page without downloading other apps.
Hong Kong SAR / Macao SAR
Southeast Asia
Japan /South Korea /Mongolia
E-CNY
You can also make payment with e-CNY if you are interested in e-CNY.
Download the "e-CNY" app in the app store. Android users can also scan the QR code below to download. Then, payby following the instructions in the app.
Note
E-CNY app registration service is available to users in the following pilot areas: Beijing, Tianjin, Hebei, Dalian, Shanghai, Jiangsu, Zhejiang (Hangzhou, NingboWenzhou, Huzhou, Shaoxing and Jinhua), Fujian (Fuzhou and Xiamen), Shandong (Ji'nan and Qingdao), Changsha, Guangdong, Guangxi(Nanning and Fangchenggang)Hainan, Chongqing, Sichuan, Yunnan (Kunming andXishuangbanna) and Xi'an.
☎️24-hour e-CNY customer service hotline
+86-10-956196
💴How to exchange currency in China?
(1) Overseas visitors to China can exchange foreign currencies for RMB cash in advance in relevant countries or regions before bringing it into China (each visitor is allowed to take up to RMB20,000 in cash in or out of the country).
(2) Overseas visitors to China can exchange foreign currencies for RMB cash at commercial bank branches, money changers, and self-service currency exchange machines at international airports, land ports, ports, and other entry ports, or withdraw RMB cash using international bank cards at ATMs.
Cash
You can withdraw RMB cash from ATMs that accept international bank cards at the port of entry, where you can also exchange other currencies for RMB through exchange service providers or self-service exchange machines. In downtown areas, you can still get RMB cash via these methods.
Authorized currency exchanges, some hotels, bank branches and currency exchange kiosks also provide currency exchange services. Usually, there is an eye-catching “exchange” sign on display so you may find them easily.
Kindly note that you can convert your remaining RMB cash back to your own currency or other major currencies in downtown areas or at the port of exit with the help of currency exchange service providers.
Bank Account
You can open a bank account with your passport or other valid IDs at any nearby bank outlet, such as the Industrial and Commercial Bank of China(ICBC), the Agricultural Bank of China (ABC), the Bank of China (BOC), the China Construction Bank(CCB), and the Bank of Communications (BOCOM). Please consult the staff at the bank outlet or visit their official websites for more information.
With the account, you can enjoy a variety of financial services (such as deposit and withdrawal of both RMB and foreign currencies, foreign currency purchase and sale, domestic transfer and crossborder remittance, foreign currency exchange, and making payment).
🗳️Do you need to pay for tips and taxes separately?
No Tips
Tipping is not expected in China, as most services include the cost in your bill. This practice keeps transactions simple and predictable. In restaurants, taxis, and hotels, you won't need to pay more than what your bill states. Instead of a tip, a polite thank you or a smile is greatly appreciated. This no-tipping culture helps you manage expenses and avoid social faux pas while respecting local customs.
Taxes
Whether you need to pay taxes when coming to China depends on your specific circumstances.
If you obtain income in China and meet the tax payment conditions stipulated by Chinese tax laws, you need to pay taxes. For example, if you obtain wage and salary income, labor remuneration income, remuneration for contributions, income from royalties, etc. while working in China, you generally need to pay personal income tax.
For individuals without a domicile in China and not residing in China, or individuals without a domicile but residing in China for less than one year, income obtained from within China shall be subject to personal income tax in accordance with this law.
If you are only on short-term tourism, visits, etc., and do not obtain taxable income, you usually do not need to pay taxes.
👛Can foreigners get tax refunds when shopping in China?
Eligible people for tax refund
•Foreign tourists and those from the Hong Kong SAR, Macao SAR and Taiwan who have stayed on the Chinese mainland for less than 183 consecutive days.
Tax refund requirements
• Goods valued over RMB500 purchased by a foreign tourist on the same day in one designated duty freestore.
• The goods must be unopened and unused.
• With the day of departure less than 90 days from theday of purchase.
• The goods must be carried by the foreign tourist or checked with the luggage.
Tax refund rate
11 % for the goods subject to a tax rate of 13%, 8% for goods subject to a tax rate of 9%.
Goods of tax refund
According to the announcement issued by the GeneralAdministration of Customs of China, goods of tax refund referto the personal articles purchased by foreign tourists atdesignated stores in line with the requirements for taxrefund, excluding items on the List of the People's Republic of China of Articles Prohibited from lmport and Export and the List of the People's Republic of China of Articles Restrict-ed from lmport and Export.
Application Form of Departure Tax Refund
Tourists who have purchased goods eligible for departure tax refund at designated stores need to claim the Application Form of Departure Tax Refund at the stores with valid lD orvalue added tax (VAT)invoices.
※Valid lD
Valid lD refers to passports that mark or can collect the last entry date of overseas passengers, Mainland Travel Permit for Hong Kong and Macao Residents, Mainland Travel Permit for Taiwan Residents, etc.
Customs verification
Passengers need to take valid personal lD the purchased goods, Application Form of Departure Tax Refund and the VAT invoices of the purchased goods to the China Customs for verification.
Departure Tax Refund
Passengers should take valid personal lD, the verified Application Form of Departure Tax Refund and the VAT invoices ofthe purchased goods for tax refund in the tax refund agencies at the airport.
Tips
• The currency used for tax refund is RMB.
• Tax is refunded in RMB in cash or via bank transfer.
If the refund amount does not exceed RMB10,000, the tourist can choose cash refund or bank transfer.
If the amount exceeds RMB10,000, the refund agency shall transfer the money to the buyer's bank account.
💳Is it convenient to use foreign bank cards to pay in China?
(1) You can download and install WeChat or Alipay APPs and follow the instructions to input foreign or Chinese mobile phone numbers for account registration.
(2) You can bind the APP with international bank cards with the Mastercard, Visa, JCB, Diners Club, and Discover logos or Chinese bank cards with the logo of UnionPay.
(3) You can scan the collection QR code or show the payment QR code when making payments.
Notes for binding international bank cards:
- When binding an international bank card to Alipay or WeChat, it is necessary to obtain authorization from the foreign issuing bank. However, some issuing banks may reject the binding request due to their system's inability to recognize the connection information. In such cases, it is advisable to contact the issuing bank's customer service center or consider using a Chinese bank card instead.
- When using WeChat or Alipay for QR code payments through the bound international bank card, users are not required to pay an additional service fee if the transaction amount does not exceed RMB200; or users need to pay a service fee at 3% of the transaction amount if the amount exceeds RMB200.
- WeChat and Alipay have set transaction limits for bound international bank cards, with an annual limit of USD50,000 and a single transaction limit of USD5,000. It is recommended that users who have bound international bank cards to the APPs consider your specific use cases before using mobile payment.
💰How to ensure the security of electronic payments?
You shall keep the bank cards secure, to avoid loss or unauthorized use by others or criminals. In case of card loss, please report it to the corresponding bank in time.